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188 calculators · 100% free · no signup

Every everyday calculator, in one place.

Find free online calculators for personal finance, dates and time, health estimates, school math, unit conversions, and home improvement projects.

About this site

Free calculators built by a working appraiser and broker — not a content farm

The Handy Calculators is a small, independent site with one job: give you the exact number you came for, then explain how it was calculated so you can trust it.

Every tool on this site is hand-built around a real decision — a mortgage you're weighing, a paycheck you're negotiating, a training plan you're starting, a deadline you're counting down to. The formulas come from primary sources: IRS publications for take-home pay, the Mifflin-St Jeor equation for calories, Fannie Mae and Freddie Mac amortization conventions for mortgages, ASHRAE and building-code references for home projects, and peer-reviewed research for the health estimators. When a calculator uses an assumption you can override — a tax bracket, a discount rate, a maintenance reserve — you'll see the assumption spelled out, not buried.

Nothing here is auto-generated fluff. Each page is written and reviewed by a human, tested against worked examples, and updated when the underlying rates, brackets, or standards change. There are no popups, no email walls, no dark-pattern upsells, and the site runs entirely in your browser — none of your inputs leave your device.

Sourced, not scraped

Formulas cite IRS, Fannie Mae, ASHRAE, ACSM, and peer-reviewed research — not other calculator sites.

Worked-example tested

Every tool is checked against at least one manually-worked example before it ships, and re-tested when rates change.

Private by default

Calculations run entirely in your browser. No accounts, no data collection on inputs, no results sent anywhere.

Real-life scenarios

Built for the decisions you actually make

TheHandyCalculators.com isn't a math reference — it's a decision toolkit. Every calculator is designed around a real situation people face at home, at work, at school, or on the move. Here are a few of the moments our tools were built for.

Buying or refinancing a home

Compare a 30-year vs 15-year mortgage, see exactly how much a 1% rate cut saves over the life of the loan, find your break-even on a refinance, and budget for closing costs before you sign anything.

Negotiating a job offer

Translate a salary offer into real take-home pay by state, compare an hourly contract to a salaried role, and stress-test whether a relocation makes sense after taxes, cost of living, and benefits.

Getting healthier this year

Find your daily calorie target with Mifflin-St Jeor TDEE, dial in a sustainable deficit, track BMI and body-fat trends, and build a training plan around heart-rate zones and realistic running pace.

Surviving finals week

Calculate your current GPA, weight every assignment by syllabus category, and find the exact score you need on the final to lock in the grade you want — without guessing or scrolling through Reddit threads.

Underwriting a real-estate deal

Run cap rate, cash-on-cash, DSCR, and full multifamily, hotel, retail, office, or industrial proformas in seconds — the same math brokers and analysts use, without an Excel template or a paid platform.

Planning a trip or a project

Count business days until a deadline, line up meetings across time zones with full DST handling, convert recipes from cups to grams, or estimate concrete, paint, and tile before a weekend renovation.

Why people keep coming back

Fast answers, trustworthy math, no friction

We obsess over two things: the accuracy of the underlying formulas and how quickly you can get a useful number out of them. Everything else — sign-ups, paywalls, dark patterns — gets cut.

Instant results in your browser

Every calculation runs locally the moment you type — no loading spinners, no server round-trips, no waiting. Most pages give you an answer in under a second on a phone over 4G.

Research-backed formulas

We use the same formulas trusted by clinicians, lenders, and analysts — Mifflin-St Jeor for TDEE, fully amortizing loan math, NOI / cap-rate for real estate, IRS-aligned tax tables, and unit conversions to international standards.

Your inputs stay private

Numbers you type — salary, weight, loan balance, health metrics — are processed in your browser and never sent to a server. There's no account, no tracking pixel tied to your answers, and no email gate.

Built for the whole web

Available in English, Spanish, Portuguese, and German, with metric and US units side by side, mobile-first layouts, and copy-friendly results that paste cleanly into email, Slack, or a spreadsheet.

FAQ

Questions people ask before using the site

If you're new here, these are the answers most visitors want before they trust a calculator with a real decision.

Yes. Every calculator on the site is 100% free, with no sign-up, no trial, no premium tier, and no usage limit. We're supported by unobtrusive ads, not subscriptions or data sales.

All calculators (A–Z)

Quick links to every tool on the site.

188 total
Show all 188 calculators

Put these calculators on your own website

Contractors, agents and handymen embed our calculators in two lines of HTML. Free forever with a credit link, $19 per site a month to remove it, $49 for a fully white-labelled widget, or a custom calculator from $750.

Calculator categories for common questions

Use the category links to jump directly to related calculators, then open any tool for instant calculations and clear results. Each calculator is organized by topic so search engines and visitors can discover the most relevant pages faster.

Money calculators

Plan everyday financial decisions with mortgage, loan, paycheck, tax, tip, discount, savings, retirement, and investment calculators.

32 calculators

Mortgage Calculator

Monthly payment, taxes, insurance, and required income.

Open

Mortgage Refinance

Monthly savings, break-even point, and lifetime savings from refinancing.

Open

Rent vs Buy

Compare the true 5-year cost of renting versus buying.

Open

Car Payment Calculator

Monthly car payment including tax, trade-in, and down payment.

Open

Loan Calculator

Monthly payment and total interest for any personal or auto loan.

Open

Savings Goal

How much to save monthly to hit any goal by a target date.

Open

Compound Interest

Project your investment growth over years or decades.

Open

401k & Retirement

Project your retirement balance with employer match and growth.

Open

Investment ROI

Total return, profit, and annualized CAGR for any investment.

Open

Paycheck Estimator

Estimate take-home pay after federal, state, and FICA taxes.

Open

Sales Tax Calculator

Add sales tax, GST, HST, or VAT to any price and see the final total.

Open

Tip Calculator

Calculate tips and split the bill between any number of people.

Open

Discount Calculator

Find the sale price after any percentage discount.

Open

Inflation Calculator

What a dollar from any year is worth today — adjust for the inflation rate.

Open

Debt Snowball Calculator

Compare snowball vs avalanche payoff — time, interest, and which finishes first.

Open

Emergency Fund Calculator

How many months of expenses you should hold — and how long to get there.

Open

CD Calculator

Certificate of deposit maturity value, interest, and after-tax return.

Open

Credit Card Payoff

How long it takes — and how much interest you'll pay — at your current monthly payment.

Open

Net Worth Calculator

Add up assets, subtract liabilities, see your total net worth.

Open

Hourly to Salary

Convert hourly wage to annual salary (and back) with custom hours per week.

Open

Self-Employment Tax

Estimate 1099 SE tax, federal and state income tax, and quarterly payments.

Open

HELOC Calculator

Home equity line of credit: max borrow, interest-only payment, and full repayment cost.

Open

APR vs APY Converter

Convert between APR and APY for any compounding frequency.

Open

Currency Converter

Live exchange rates between major world currencies — updated daily (ECB).

Open

Cost of Living Comparison

Salary you need in another city to maintain the same standard of living.

Open

Wedding Budget Calculator

Standard wedding budget breakdown across venue, catering, photo, attire, flowers, music, and more.

Open

Roth IRA Calculator

Project tax-free Roth IRA growth to retirement and compare it against a taxable account.

Open

Amortization Schedule Calculator

Full loan amortization schedule with yearly interest, principal, balance, and extra-payment savings.

Open

Student Loan Calculator

Student loan payment, total interest, payoff time, daily interest, and extra-payment savings.

Open

Capital Gains Tax Calculator

Estimate capital gains tax on stocks or property with basis, holding period, recapture, and state tax.

Open

Take-Home Pay by State

Annual and biweekly net pay after federal, FICA, and state income tax — all 50 states plus DC.

Open

Margin Calculator

Profit margin, markup, and revenue from any combination of cost, selling price, and target margin.

Open

Time calculators

Count days, calculate exact ages, add work hours, plan sleep cycles, and compare time zones for deadlines, travel, and schedules.

14 calculators

Days Until a Date

Countdown to any future date — birthdays, holidays, deadlines.

Open

Age Calculator

Your exact age in years, months, days, hours, and minutes.

Open

Work Hours Calculator

Add up hours worked between start and end times, minus breaks.

Open

Time Zone Converter

Convert any date and time between time zones — DST aware.

Open

Moon Phase Calculator

Today's moon phase, illumination percent, and the next full moon, new moon, and quarter moons.

Open

Lunar Age Calculator

How many lunar months, full moons, and new moons between any two dates.

Open

Date Difference

Days, weeks, months, and years between any two dates — with optional business-days-only count.

Open

Add or Subtract Days

Add or subtract days, weeks, months, years, or business days from any date.

Open

Days From Today

What date is 30, 60, or 90 days from today? Calendar days or business days, with day of the week.

Open

Stopwatch & Countdown Timer

Drift-free stopwatch with laps and a countdown timer with audible alert — millisecond accuracy.

Open

Business Days Calculator

Count business days between two dates or add/subtract working days from any date, with custom holidays excluded.

Open

Time Since Calculator

How long it's been since any date — years, months, days, hours, minutes, and live-ticking seconds. Birthdays, quit dates, milestones.

Open

How Long Have We Been Together?

Enter the day your relationship started and see exactly how long you've been together — to the second. Perfect for anniversaries.

Open

How Long Have I Been Married?

Enter your wedding date and see your exact marriage length in years, months, days, hours, and seconds — with traditional anniversary gifts.

Open

Health calculators

Estimate wellness numbers including BMI, calories, hydration, sleep timing, pregnancy due dates, and running pace.

23 calculators

BMI Calculator

Body mass index in metric or US units, with category.

Open

Waist-to-Height Ratio

Keep your waist under half your height — the simple cardiometabolic risk screen.

Open

Body Roundness Index (BRI)

Models the body as an ellipse from waist and height — predicts mortality risk better than BMI.

Open

Calorie Calculator (TDEE)

Daily calories to lose, maintain, or gain weight using Mifflin-St Jeor.

Open

Water Intake

How many ounces, cups, or liters you should drink each day.

Open

Sleep Calculator

Best bedtime or wake time based on 90-minute sleep cycles.

Open

Pregnancy Due Date

Estimate your due date and current week of pregnancy.

Open

Running Pace

Pace per mile/km and average speed from time and distance.

Open

Steps to Calories

Turn your step count into calories burned using MET values, body weight, stride length, and pace.

Open

Steps to Miles & Kilometers

Convert your daily step count to miles and kilometers — see both at once.

Open

Macro Calculator

Daily protein, carbs, and fat targets for cutting, maintenance, or bulking based on your TDEE.

Open

BMR Calculator

Basal metabolic rate using Mifflin-St Jeor and Harris-Benedict, with activity-multiplier TDEE.

Open

Body Fat Calculator

Estimate body fat percent with the US Navy circumference method, plus a BMI-based check.

Open

One-Rep Max (1RM)

Estimate your 1RM from a working set using Epley, Brzycki, Lombardi, O'Conner, and Lander formulas.

Open

Ideal Weight Calculator

Estimate ideal body weight from height, sex, and frame using Hamwi, Devine, Robinson, and Miller formulas, plus the healthy-BMI range.

Open

Heart Rate Zone Calculator

Calculate your five training heart-rate zones from age and resting HR using Tanaka, Fox, Gulati, or Karvonen heart-rate-reserve formulas.

Open

Ovulation Calculator

Estimated ovulation date, six-day fertile window, and next expected period from your last menstrual period and cycle length.

Open

Dog Age Calculator

Convert your dog's age to human years using the AVMA size-aware method or the 2019 epigenetic clock, with small/medium/large/giant adjustments.

Open

Calorie Deficit Calculator

Daily calorie target for weight loss at your chosen pace, plus weeks to your goal — companion to the TDEE calculator.

Open

Protein Calculator

Daily protein target in grams from body weight, training level, and goal, with a per-meal number.

Open

Lean Body Mass Calculator

Lean mass and fat-free mass index from Boer, James, and Hume formulas or a measured body fat percentage.

Open

VO2 Max Calculator

Estimate VO2 max from a Cooper 12-minute test, heart rate ratio, or a recent race time, with age norms.

Open

Waist-to-Hip Ratio Calculator

Waist divided by hips with WHO risk categories, apple or pear shape, and waist circumference flags.

Open

Home calculators

Measure project materials and costs for home improvement, flooring, room area, concrete slabs, patios, and construction jobs.

31 calculators

Party Drink Calculator

How much beer, wine, liquor, ice, and cups you need based on guests, hours, and drink mix.

Open

Party Food Calculator

How many appetizers, ounces of main, sides, and desserts you need per person.

Open

Catering Calculator

Food quantities, staff count, and total bill (with service charge, tax, gratuity) for any event style.

Open

Square Footage

Area in sq ft, m², and sq yd with waste factor and material cost.

Open

Concrete Calculator

Cubic yards needed for slabs, driveways, and patios — plus bags and cost.

Open

Wallpaper Calculator

Rolls needed including pattern-repeat waste, doors, and windows.

Open

Tile Calculator

Tiles and boxes needed with grout joint width and waste buffer.

Open

Paint Calculator

Gallons of paint needed for a room or surface — adjusts for doors, windows, coats, and ceiling.

Open

Solar Panel Savings Calculator

Annual kWh production, first-year electric-bill savings, simple payback in years, and 25-year savings from rooftop solar.

Open

Mulch & Gravel Calculator

Cubic yards, cubic feet, bags, and tons of mulch, gravel, topsoil, or sand to cover a rectangular area at any depth.

Open

Lumber & Board Foot Calculator

Calculate board feet for dimensional lumber. Add multiple sizes for total board feet, lineal feet, waste, and cost.

Open

Drywall Calculator

Sheets of drywall, joint compound, tape, screws, and total material cost for any room.

Open

Roofing Calculator

Roofing squares, shingle bundles, underlayment, ridge cap, and material cost by roof pitch.

Open

Flooring Calculator

Boxes of laminate, hardwood, vinyl plank, or carpet with waste, underlayment, and cost.

Open

Fence Calculator

Posts, rails, pickets or panels, concrete bags, and cost per linear foot of fence.

Open

Deck Calculator

Deck boards, joists, beams, footings, fasteners, and cost per square foot.

Open

Insulation Calculator

Batts or blown-in bags by R-value for walls and attics, with depth and total cost.

Open

Brick & Block Calculator

Bricks or CMU blocks, mortar bags, sand, and cost per square foot of wall.

Open

Asphalt Driveway Calculator

Tons of asphalt and base gravel for a driveway, plus sealcoating and installed cost.

Open

Gravel Driveway Calculator

Tons and cubic yards of gravel for a driveway, plus truck loads, fabric, and delivered cost.

Open

Stair Calculator

Risers, tread depth, total run, stringer length, and stair angle from total rise, with code checks.

Open

Retaining Wall Calculator

Blocks, courses, caps, base and drainage gravel tons, and material plus installed cost.

Open

Sod Calculator

Square feet, pallets, and rolls of sod with waste, delivery, installation cost, and watering needs.

Open

HVAC Load Calculator

Cooling and heating BTU load by room area, insulation, windows, occupancy, and climate zone.

Open

Electrical Load Calculator

Total wattage, amperage, and breaker size for a room, appliance list, or electrical panel.

Open

Countertop Calculator

Countertop square footage, edge profile, and material plus installation cost by slab price.

Open

Baseboard Calculator

Linear feet of baseboard, corner pieces, end caps, and paint or stain cost for any room.

Open

Crown Molding Calculator

Linear feet of crown molding, corner blocks, coping allowance, and installation cost.

Open

Pipe Volume Calculator

Internal volume and water capacity of PVC, copper, or PEX pipe by diameter and length.

Open

Paver Calculator

Pavers, edging, base gravel, and sand for a patio, walkway, or driveway with waste and cost.

Open

Attic Ventilation Calculator

Required attic ventilation NFA, soffit intake, ridge exhaust, and fan CFM by attic floor area.

Open

Education calculators

Solve common school and study calculations with quick percentage tools and GPA calculators for academic planning.

30 calculators

Percentage Calculator

Three modes: X% of Y, A is what % of B, and % change.

Open

GPA Calculator

Calculate your semester or cumulative GPA on a 4.0 scale.

Open

Grade Needed Calculator

Find the GPA you need on remaining coursework to hit a target cumulative GPA.

Open

Fraction Calculator

Add, subtract, multiply, and divide fractions and mixed numbers — results returned simplified, as a mixed number, and as a decimal.

Open

Standard Deviation Calculator

Mean, median, mode, range, sample/population standard deviation, variance, quartiles, IQR, and SEM for any list of numbers.

Open

Course Grade Calculator

Weighted course grade from assignments, quizzes, and exams. Shows current grade plus the score needed on remaining work.

Open

Scientific Calculator

Free online scientific calculator with trig, logs, exponents, square roots, parentheses, and constants pi and e.

Open

Area of a Circle Calculator

Find the area of a circle from its radius, diameter, or circumference with the exact formula A = π × r².

Open

Circumference Calculator

Find the circumference of a circle from its radius, diameter, or area using C = 2 × π × r.

Open

Cylinder Volume Calculator

Volume and surface area of any cylinder from its radius and height using V = π × r² × h.

Open

Sphere Volume Calculator

Volume and surface area of a sphere from its radius or diameter — uses V = (4/3) × π × r³.

Open

Cone Volume Calculator

Volume, slant height, and surface area of a cone from base radius and height using V = (1/3) × π × r² × h.

Open

Rectangular Prism Volume Calculator

Volume, surface area, and diagonal of a rectangular box from length, width, and height (V = L × W × H).

Open

Average Calculator

Mean, median, mode, sum, count, min, max, and range for any list of numbers.

Open

Random Number Generator

Generate random integers between any minimum and maximum, with or without duplicates — for raffles, drawings, dice rolls, and sampling.

Open

Proportion Calculator

Solve any proportion a/b = c/d for the missing value using cross-multiplication.

Open

Percentage Increase / Decrease Calculator

Percent change between any old and new value, with the formula and direction shown.

Open

Slope & Grade Calculator

Convert rise and run into decimal slope, percent grade, angle, and 1:N ratio — for ramps, roofs, roads, stairs.

Open

Z-Score Calculator

Convert a value to a z-score, percentile, and tail probabilities using the standard normal distribution.

Open

Normal Distribution Calculator

Find P(X<x), P(X>x), and between-range probabilities for any normal distribution with mean μ and SD σ.

Open

Binomial Distribution Calculator

Compute P(X=k), cumulative probabilities, mean, and variance for n trials with success probability p.

Open

Poisson Distribution Calculator

Model rare events with rate λ — get P(X=k), cumulative probability, mean, and variance.

Open

Permutations & Combinations Calculator

Compute nPr (order matters) and nCr (order doesn't) with full counting-principle explanation.

Open

Bayes' Theorem Calculator

Update prior beliefs with new evidence using Bayes' rule — posterior probability with tree diagram.

Open

Confidence Interval Calculator

Compute z or t confidence intervals for a mean, with margin of error breakdown.

Open

T-Test Calculator

One-sample and two-sample t-tests with t-statistic, p-value, and rejection regions.

Open

Chi-Square Calculator

Goodness-of-fit and independence tests with expected counts, chi-square statistic, and p-value.

Open

Correlation Calculator

Pearson correlation coefficient r with scatter plot, regression line, and interpretation guide.

Open

Linear Regression Calculator

Least-squares slope, intercept, R², and predictions for any paired (x, y) data.

Open

Sample Size Calculator

Required sample size to estimate a proportion or mean at a chosen confidence level and margin of error.

Open

Conversion calculators

Convert everyday units quickly, including length, weight, volume, and temperature across metric and imperial systems.

20 calculators

Unit Converter

Length, weight, and volume between metric and imperial.

Open

Temperature Converter

Convert between Fahrenheit, Celsius, and Kelvin instantly in either direction.

Open

Square Meters to Square Feet

Convert between m² and ft² — plus square yards, acres, and hectares.

Open

Cooking Conversions

Cups, tablespoons, grams, ounces, and milliliters — plus oven temperature conversions.

Open

Gas Mileage Calculator

MPG from miles and gallons, plus total trip fuel cost at any price per gallon.

Open

Kilograms to Pounds Converter

Convert kg to lbs and back, plus grams, ounces, and stones-and-pounds.

Open

Liters to Gallons Converter

Convert liters to US and imperial gallons, quarts, pints, fluid ounces, and cubic feet.

Open

Feet to Meters Converter

Convert feet to meters and back, with centimeters, inches, feet-and-inches, yards, and miles.

Open

Celsius to Fahrenheit Converter

Convert °C to °F and back, with Kelvin, Rankine, oven charts, and mental-math shortcuts.

Open

Meters to Feet Converter

Convert meters to feet and back, with feet-and-inches, centimeters, yards, and total inches.

Open

Stone to Kg Converter

Convert stone and pounds to kilograms and back, with total pounds and grams.

Open

Miles to Kilometers Converter

Convert miles to km and back, plus meters, feet, yards, and nautical miles.

Open

Ounces to Grams Converter

Convert oz to grams and back, with kilograms, pounds-and-ounces, and troy ounces.

Open

mm to Inches Converter

Convert millimeters to inches with the nearest 1/16 and 1/32 fraction.

Open

Acres to Square Feet Converter

Convert acres to sq ft and back, plus square meters, hectares, and square miles.

Open

Roman Numeral Converter

Convert between Arabic numbers and Roman numerals — both directions, 1 to 3999, with validation.

Open

Shoe Size Converter

Convert shoe sizes between US (men's & women's), UK, European, Japanese (cm), and foot length in centimetres.

Open

ml to oz Converter

Convert milliliters to fluid ounces — covers both US (29.57 ml) and UK Imperial (28.41 ml) fluid ounces.

Open

oz to Cups Converter

Convert fluid ounces to cups (US and UK), with tablespoons and milliliters.

Open

Inches to cm Converter

Convert inches to centimeters using the exact international factor (1 in = 2.54 cm) — plus mm, m, and feet.

Open

Real estate income proforma calculators

Underwrite commercial real estate by property type — multifamily, hotel, retail, office, and industrial. NOI, cap-rate value, DSCR, and cash-on-cash for brokers, appraisers, and investors.

38 calculators

Income Proforma Calculator

Income, expenses, cap-rate value, cash flow, sale proceeds, and leveraged IRR.

Open

Multifamily Income Proforma

Apartment building NOI, cap-rate value, value per door, and DSCR.

Open

Hotel Income Proforma

ADR × Occupancy × Keys → RevPAR, NOI, and value per key.

Open

Retail Income Proforma

Strip center / NNN proforma: rent PSF, CAM recovery, NOI, value per SF.

Open

Office Income Proforma

Office building NOI, rent PSF, expense recoveries, and value per SF.

Open

Industrial Income Proforma

Warehouse / distribution NOI, NNN rent PSF, and value per SF.

Open

Auto Dealership Cost Approach

Dealership RCN by component, depreciation, obsolescence, and land value.

Open

Assisted Living Cost Approach

ALF RCN by component, depreciation, obsolescence, and land value.

Open

Hotel Cost Approach

Hotel RCN by component, depreciation, obsolescence, and land value.

Open

Parking Garage Cost Approach

Garage RCN by component, depreciation, obsolescence, and land value.

Open

Millage to Percentage

Convert mills to %, decimal, and $ per $1,000 — plus a property tax estimate.

Open

Retail with Apartments Proforma

Mixed-use retail + multifamily: per-component NOI, weighted cap rate, value, DSCR.

Open

Retail with Offices Proforma

Mixed-use retail + office: rent PSF, CAM, weighted cap rate, NOI, value, DSCR.

Open

Hotel with Retail Proforma

Mixed-use hotel + ground-floor retail: ADR, RevPAR, NNN rent, NOI, value, DSCR.

Open

Hotel + Retail + Apartments Proforma

Three-use mixed-use: hotel, retail, and multifamily rolled into one NOI, value, DSCR.

Open

Cap Rate Calculator

Capitalization rate from NOI and value, or solve for value, NOI, or required cap rate.

Open

Gross Rent Multiplier Calculator

GRM from price and gross rent, or solve price or rent — with the implied cap rate and 1% rule.

Open

Debt Yield Calculator

NOI divided by loan amount, or the maximum loan a target debt yield supports — with DSCR and LTV.

Open

Loan-to-Value Calculator

LTV, CLTV, down payment, and the paydown needed to drop mortgage insurance.

Open

Price Per Square Foot Calculator

Price per square foot or meter, total price, or size — plus a comparable-sale check.

Open

BRRRR Calculator

All-in cost, refinance proceeds, cash left in the deal, cash flow, DSCR, and cash-on-cash.

Open

House Flip Profit Calculator

Fix-and-flip profit, ROI, annualized return, break-even resale, and 70% rule max offer.

Open

ARV Calculator

After repair value from comps and price per square foot, with a 70% rule max offer.

Open

Seller Net Proceeds Calculator

What you walk away with: payoff, commission, closing costs, prorations, and net proceeds.

Open

Home Affordability Calculator

Max home price from income using 28/36 and 31/43 DTI limits, with full PITI breakdown.

Open

Break-Even Occupancy Calculator

Occupancy needed to cover opex and debt service, plus break-even rent and DSCR.

Open

NNN Lease Calculator

Base rent, CAM, taxes and insurance, escalations, free rent, TI, and net effective rent.

Open

Real Estate Commission Calculator

Commission by price and rate, side splits, agent-broker splits, fees, and agent net.

Open

Cash-on-Cash Return

Annual cash flow divided by cash invested — the levered return on a rental property.

Open

Rental Yield Calculator

Gross and net rental yield from purchase price, monthly rent, expenses, and vacancy.

Open

70% Rule Calculator

Maximum offer for a flip — 70% of ARV minus repairs, with adjustable spread for any market.

Open

Commercial Loan Calculator

Commercial mortgage payment with DSCR, interest-only period, balloon balance, and max loan sizing.

Open

Property Tax Calculator

Estimate your property tax bill with state and county millage lookups, exemptions, and a 5-year projection.

Open

Closing Costs Estimator

Buyer closing-cost breakdown by line item — lender, title, government, prepaids — plus cash-to-close.

Open

1031 Exchange Calculator

Deferred gain, recognized boot from cash and debt relief, federal tax owed, and carryover basis on a like-kind real estate exchange.

Open

1031 Exchange Boot Calculator

Cash boot, mortgage boot, and the tax owed on a partial 1031 exchange when you buy down in price or debt.

Open

1031 Exchange Deadline Calculator

45-day identification and 180-day completion deadlines for a 1031 like-kind exchange from any closing date.

Open

Self-Storage Proforma

Underwrite a self-storage facility: NRSF, GPI, vacancy, NOI, cap-rate value, and value per square foot and per unit.

Open
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